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From 2015 to the present, Public Sector Banks have recovered 6.41 lakh crores from NPAs and written-off loans. There is a 2% decrease in net NPA ratio from 8%. From 15.3% to 8.7% of assets were stressed. In 2018, the gross NPA was 14.6%; it is now 7.4%. From a peak of 1.32% in 2014 to 0.05% in the Financial Year 2021–2022, fraud in PSU banks has decreased.
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