{"id":27364,"date":"2024-08-25T23:43:58","date_gmt":"2024-08-25T18:13:58","guid":{"rendered":"https:\/\/carajput.com\/blog\/?p=27364"},"modified":"2025-05-05T00:42:30","modified_gmt":"2025-05-04T19:12:30","slug":"unified-pension-scheme","status":"publish","type":"post","link":"https:\/\/carajput.com\/blog\/unified-pension-scheme\/","title":{"rendered":"Union Cabinet approved the Unified Pension Scheme"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Page Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6ad556949c0d7\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #000000;color:#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #000000;color:#000000\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6ad556949c0d7\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/carajput.com\/blog\/unified-pension-scheme\/#Union_Cabinet_approved_the_Unified_Pension_Scheme_UPS\" >Union Cabinet approved the Unified Pension Scheme (UPS)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/carajput.com\/blog\/unified-pension-scheme\/#key_features_of_Unified_Pension_Scheme_here_under\" >key features of Unified Pension Scheme here under:\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"h-full\">\n<div class=\"react-scroll-to-bottom--css-mhzuh-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-mhzuh-1n7m0yu\">\n<div class=\"flex flex-col text-sm md:pb-9\">\n<article class=\"w-full text-token-text-primary focus-visible:outline-2 focus-visible:outline-offset-[-4px]\" dir=\"auto\" data-testid=\"conversation-turn-7\" data-scroll-anchor=\"true\">\n<div class=\"text-base py-[18px] px-3 md:px-4 m-auto md:px-5\">\n<div class=\"mx-auto flex flex-1 gap-4 text-base md:gap-5 lg:gap-6 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem]\">\n<div class=\"group\/conversation-turn relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex max-w-full flex-col flex-grow\">\n<div class=\"min-h-[20px] text-message flex w-full flex-col items-end gap-2 break-words [.text-message+&amp;]:mt-5 overflow-x-auto whitespace-normal\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"acf82b6e-d61f-43d3-90f8-9c30eacd0998\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<h2><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-27366\" src=\"https:\/\/carajput.com\/blog\/wp-content\/uploads\/2024\/08\/UPS-.png\" alt=\"UPS\" width=\"907\" height=\"843\" srcset=\"https:\/\/carajput.com\/blog\/wp-content\/uploads\/2024\/08\/UPS-.png 452w, https:\/\/carajput.com\/blog\/wp-content\/uploads\/2024\/08\/UPS--300x279.png 300w\" sizes=\"auto, (max-width: 907px) 100vw, 907px\" \/><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"Union_Cabinet_approved_the_Unified_Pension_Scheme_UPS\"><\/span><span style=\"color: #000080;\"><strong>Union Cabinet approved the Unified Pension Scheme (UPS)<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Union Cabinet, led by Prime Minister Narendra Modi, approved the Unified Pension Scheme (UPS), which guarantees a pension of 50% of the average basic pay from the last 12 months before retirement, provided the employee has served for at least 25 years. The scheme also offers a family pension at 60% of the employee&#8217;s pension and ensures a minimum pension of \u20b910,000 per month after 10 years of service. Unified Pension Scheme provides benefit of both new pension scheme as well as old pension scheme,<\/p>\n<h2><span class=\"ez-toc-section\" id=\"key_features_of_Unified_Pension_Scheme_here_under\"><\/span><span style=\"color: #000080;\">key features of <strong>Unified Pension Scheme here under:\u00a0<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Assured Pension: 50% of average basic pay over the last 12 months before retirement for at least 25 years of service, proportionate for shorter service periods.<\/li>\n<li>Family Pension: 60% of the employee&#8217;s pension before their demise.<\/li>\n<li>Minimum Pension: \u20b910,000 per month after at least 10 years of service.<\/li>\n<li>Inflation Indexation: Adjustments based on the All India Consumer Price Index for Industrial Workers. Both the assured pension and family pension are adjusted for inflation based on the All India Consumer Price Index for Industrial Workers (AICPI-IW).<\/li>\n<li>Gratuity: A lump sum based on one-tenth of monthly emoluments for every six months of service.<\/li>\n<li>Immediate Family Pension: 6% of the pension transferred to the family upon the employee&#8217;s demise.<\/li>\n<li>Dearness Relief: Provided similar to service employees.<\/li>\n<li>Lump Sum Payment: At superannuation, 1\/10th of monthly emoluments (pay + DA) is paid for every six months of service, without reducing the assured pension.<\/li>\n<li>UPS combines features of both OPS and the National Pension System (NPS) while allowing employees to contribute more for higher pensions. The government has increased its contribution to 18.5% under UPS.<\/li>\n<\/ul>\n<p>For more details, visit the <a href=\"https:\/\/pib.gov.in\/PressReleasePage.aspx?PRID=2048607\" target=\"_new\" rel=\"noopener\">official press release<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Union Cabinet approved the Unified Pension Scheme (UPS) The Union Cabinet, led by Prime Minister Narendra Modi, approved the Unified Pension Scheme (UPS), which guarantees a pension of 50% of the average basic pay from the last 12 months before retirement, provided the employee has served for at least 25 years. The scheme also offers &hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[10184],"class_list":["post-27364","post","type-post","status-publish","format-standard","hentry","category-others","tag-unified-pension-scheme"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.2 - aioseo.com -->\n\t<meta name=\"description\" content=\"Unified Pension Scheme (UPS), OPS, National Pension System, NPS, Assured Pension, Family Pension, Union Cabinet approved UPS, Immediate Family Pension, UPS\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Rajput Jain &amp; Associates\"\/>\n\t<meta name=\"keywords\" content=\"unified pension scheme,others\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/carajput.com\/blog\/unified-pension-scheme\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.2\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Rajput Jain &amp; 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